Privacy Policy

Vantage Risk Management LLC ("Vantage Risk Management," "we," "us," or "our") respects your privacy and is committed to protecting the personal information you provide to us.

This Privacy Policy explains how we collect, use, disclose, and protect information obtained through our website, forms, assessments, consultations, communications, and related services.

 

1. Information We May Collect

 

Depending on how you interact with Vantage Risk Management, we may collect information such as:

• Name

• Email address

• Telephone or mobile number

• Age or age range

• Household and dependent information

• General employment information

• Financial goals and concerns

• Mortgage, debt, savings, retirement, insurance, and other financial information you voluntarily provide

• Information submitted through financial assessments, contact forms, appointment requests, or consultations

• Information regarding your existing insurance or financial products when voluntarily provided for review

• Website usage information, including device, browser, IP address, cookies, and similar technical data

 

When you choose to pursue an insurance or financial product, additional information may be requested as necessary to evaluate, apply for, administer, or service that product.

 

2. How We Use Your Information

 

We may use information you provide to:

• Respond to questions or inquiries

• Schedule and manage appointments

• Provide financial risk assessments or educational information

• Review insurance, retirement, protection, accumulation, or related financial strategies

• Prepare illustrations, comparisons, recommendations, or case designs requested by you

• Communicate regarding products or services in which you have expressed interest

• Assist with insurance applications or servicing requests

• Maintain client and prospect records

• Improve our website, services, and customer experience

• Provide customer service and follow-up communications

• Comply with applicable legal, regulatory, licensing, recordkeeping, and compliance requirements

 

3. SMS and Text Messaging

 

If you voluntarily provide your mobile telephone number and consent to receive text messages from Vantage Risk Management, we may send you text messages regarding inquiries, appointments, requested information, follow-ups, customer service, insurance or financial services, application or policy updates, and other communications for which you have provided consent.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

Text messaging originator opt-in data and consent will not be shared, sold, rented, or otherwise provided to any third parties or affiliates for their own marketing or promotional purposes.

Mobile information and SMS consent may be processed by service providers solely as necessary to provide communication services on behalf of Vantage Risk Management. Such service providers are not permitted to use SMS opt-in information for their own marketing purposes.

Consent to receive text messages is not a condition of purchasing any product or service.

Message frequency varies. Message and data rates may apply.

You may opt out of receiving text messages at any time by replying STOP. You may reply HELP for assistance.

 

4. Sharing of Information

 

We do not sell your personal information.

We may disclose personal information when reasonably necessary to operate our business or provide services requested by you, including to:

• Insurance companies, financial institutions, or product providers when you request information, illustrations, applications, or services involving those organizations

• Technology, website, scheduling, communications, CRM, document-management, or other service providers that support our business

• Professional advisors or compliance resources when reasonably necessary

• Government, regulatory, licensing, law-enforcement, or other authorities when required by applicable law

• Other parties when you specifically authorize us to do so

Any disclosure described above is subject to the SMS privacy protections stated in Section 3. Mobile numbers, SMS opt-in information, and messaging consent will not be shared with third parties or affiliates for marketing or promotional purposes.

 

5. Cookies and Website Technologies

 

Our website may use cookies and similar technologies to operate the website, remember preferences, understand how visitors use the site, improve functionality, and measure website performance.

Third-party services integrated into our website may also use cookies or similar technologies according to their own privacy practices.

You may be able to control certain cookies through your browser settings or through privacy controls available on our website.

 

6. Third-Party Services and Links

 

Our website may contain links to or integrations with third-party platforms, including scheduling services, insurance providers, financial institutions, communications providers, or other websites.

Vantage Risk Management is not responsible for the privacy practices of third-party websites or services. We encourage you to review their privacy policies before providing information directly to them.

 

7. Data Security

 

We take reasonable administrative, technical, and organizational measures intended to protect personal information from unauthorized access, disclosure, alteration, misuse, or loss.

However, no website, electronic communication, or data-storage system can be guaranteed to be completely secure.

 

8. Data Retention

 

We may retain personal information for as long as reasonably necessary to:

• Provide requested services

• Maintain business and client records

• Meet insurance or financial-services recordkeeping requirements

• Satisfy legal, regulatory, contractual, or compliance obligations

• Resolve disputes

• Protect our legitimate business interests

 

9. Your Choices

 

You may contact us to request that we update or correct personal information you have provided to us.

You may also request that we stop certain marketing communications.

For email communications, you may use any unsubscribe mechanism provided in the message.

For text messages, reply STOP to opt out.

Opting out of marketing communications does not necessarily prevent us from sending communications that are necessary to service an existing relationship, policy, application, or request where otherwise permitted by law.

 

10. Children's Privacy

 

Our website and services are not directed toward children under the age of 13, and we do not knowingly seek to collect personal information directly from children under 13 through our website.

 

11. Changes to This Privacy Policy

 

We may update this Privacy Policy periodically to reflect changes in our business practices, technology, services, or applicable requirements.

When changes are made, the updated policy will be posted on this page with a revised effective date.

 

12. Contact Us

 

Questions regarding this Privacy Policy or our privacy practices may be directed to:

Vantage Risk Management LLC
San Antonio, Texas
Email: info@vantageriskmgt.com